SEPA

The Single Euro Payments Area (SEPA) stands for the European Union (EU) payments integration initiative for simplification of bank transfers. Countries participating in SEPA are all countries within the EU supplemented with Norway, Iceland and Liechtenstein (who are members of the EEA), Switzerland and Monaco. 

SEPA countries:

  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France (including French Guyana, Guadeloupe, Martinique, and Réunion)
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Monaco
  • Netherlands
  • Norway
  • Poland
  • Portugal (including Azores and Madeira)
  • Romania
  • San Marino
  • Slovakia
  • Slovenia
  • Spain (including Canary Islands, Ceuta en Melilla)
  • Sweden
  • Switzerland
  • United Kingdom (including Gibraltar and Northern Ireland)